About Us

Palm Pacific Mortgage
is a Mortgage Brokerage Company, based in the State of Hawaii. First established in the year 1999, as a division of Palm Springs Real Estate Services. The company was later reorganized and reopened it's office in Hawaii in 2003, with Hawaii personnel and ownership. We work with local, and national wholesale lenders and banks, to obtain funds for our customers to purchase residential property, and to refinance real estate, in the State of Hawaii. We have broker agreements with several different types of lenders; one of them usually is a fit for our borrower's and the property's profile. We offer the convenience and expertise to be able to take your one loan application, and profile it to different lenders, for best rate, and appropriate loan program. We do primarily Fannie Mae and Freddie Mac loans, and VA loans, which follow those guidelines. To round out our products, we also have ALT-A lenders for those who have credit issues, or properties that are non-traditional. We also have a broker agreement with a Hard Money Lender, for the really odd properties, and unique situations. We do owner-occupant, investor, second homes, condotels, vacant land, and reverse mortgages.
Lower Mortgage Costs Through Cutting-edge Mortgage Origination Technology
Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available. In a rush? We welcome you to try our mortgage calculators! The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms.
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